Monthly Archives: October 2016

Quote Of The Day

Hold on, man. We don’t go anywhere with “scary,” “spooky,” “haunted,” or “forbidden” in the title.          ~ Shaggy Happy Halloween!!!   Image courtesy of zirconicusso at FreeDigitalPhotos.net

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How Do HOA’s Work?

When you purchase a home, there’s a good chance you’ll have to pay a homeowners association fee, especially in gated communities, townhouses, condominiums, and other similar planned neighborhoods. The idea is to keep common areas clean and maintained, and there’s usually an HOA board that is responsible for setting the rules and regulations. Each HOA […]

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Home Smart Home

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Four Ways You Can Get Your Earnest Money Back

No matter how much time you spend on researching and educating yourself about your home purchase, it’s hard to cover every detail. Here are a few tips for avoiding rookie mistakes with your first home purchase. Earnest money is a deposit you pay when you make an offer on a home—it’s a way to show […]

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This Indecision’s Bugging Me

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No Time Like The Present

Thinking about buying your first home, or perhaps upgrading from your current place? Thanks to the current economic climate and game-changing technology in the housing market, now is the perfect time to take the plunge. Low interest rates Lenders are giving buyers mortgage rates that are extremely enticing—you can get a mortgage below 4.0%. There’s […]

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Thinking About Buying Soon? Make Sure Your Credit Is In Order

There’s no more important time to work on your credit score than when you’re about to apply for a mortgage. Improving your credit can save you a ton of money—we’re talking about thousands of dollars over the life of the loan. Here are the actions you can take that will have a notable impact on […]

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Quote Of The Day

It doesn’t matter how much you paid for your home eight years ago or what you owe on your mortgage. Your home is worth what buyers will pay, plain and simple.   ~ Dave Ramsey

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Five Tips For First-Time Buyers

No matter how much time you spend on researching and educating yourself about your home purchase, it’s hard to cover every detail. Here are a few tips for avoiding rookie mistakes with your first home purchase. Save as early as you can: Even if you think you’re years away from buying your first home, try […]

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